Step 1: Get out of credit card debt.
Step 2: go to http://firefinance.blogspot.com/
Step 3: Repeat.
That's probably my favorite blog. It talks about how to save/make/manage money. It also has these "free money" deals where you sign up for bank accounts and credit cards and get benefits. And those deals are great, so long as you don't use all the credit and fail to pay it off.
Remember - Money is a harsh and cruel master, but an excellent servant.
Parable of the Talents from Matthew
Notice that the faithful servants "put their money to work", as if the money was their servant- and that this was pleasing to God. DOOOO IT.
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